| Bank | Google Store review | Apple Store review | |
|---|---|---|---|
 | ★★★★★ 4.30/5 | ★★★★★ 3.50/5 | ING bank accounts |
 | ★★★★★ 4.20/5 | ★★★★★ 2.50/5 | Bendigo bank accounts |
 | ★★★★★ 4/5 | ★★★★★ 4.70/5 | ANZ bank accounts |
 | ★★★★★ 3.30/5 | ★★★★★ 4.60/5 | NAB bank accounts |
 | ★★★★★ 3.70/5 | ★★★★★ 4.40/5 | Westpac bank accounts |
 | ★★★★★ 4.40/5 | ★★★★★ 3.70/5 | Bankwest savings accounts |
 | ★★★★★ 3.50/5 | ★★★★★ 3.10/5 | St.George savings accounts |
 | ★★★★★ 2.60/5 | ★★★★★ 1.90/5 | ME Bank savings accounts |
 | ★★★★★ 1.40/5 | ★★★★★ 1.20/5 | Bank of Queensland savings accounts |
 | ★★★★★ 4/5 | ★★★★★ 4.70 | Commonwealth Bank savings accounts |
 | ★★★★★ 4/5 | ★★★★★ 2.90/5 | BankSa savings accounts |
 | ★★★★★ 3.90/5 | ★★★★★ 2.80/5 | Bank of Melbourne savings accounts |
 | ★★★★★ 3.20/5 | ★★★★★ 4.30/5 | Suncorp savings accounts |
 | ★★★★★ 2.80/5 | ★★★★★ 4/5 | Macquarie Bank savings accounts |
 | ★★★★★ 4.80/5 | ★★★★★ 4.70/5 | Citibank savings accounts |
*The above ratings were correct as of June 2023 and may have changed slightly since this time.
It's a mobile application that enables customers of financial institutions to perform a range of banking tasks through their mobile device or smartphone. This is not to be confused with contactless payments, which uses Near Field Communications (NFC) technology. With NFC, you can use your smartphone in place of a debit or credit card to pay for goods and services. Mobile banking, meanwhile, offers a whole range of services, including the ability to track all your accounts at a glance.
| Response | |
|---|---|
| Transferring money or paying someone | 32.83% |
| Checking your balance | 32.4% |
| Transaction monitoring | 14.9% |
| I don't use a banking app | 12.1% |
| Budgeting and expense tracking | 4% |
| Find nearby ATMs | 1.4% |
| Customer support | 0.97% |
| Rewards and offers | 0.97% |
| Other | 0.43% |
To access mobile banking, you will first need to download your bank's app. Your bank's website will usually have a link on their website, or you can visit your mobile app store.
After you've downloaded the app, follow the prompts to set up your account. It may ask you to confirm your username and password and send you an SMS to confirm your identity.
If you have any problems setting it up, it's best to visit or phone your bank for assistance. When you've finished setting up the app, you'll be able to perform banking services as you would on a computer. Some typical features include:
The best bank app will have all the features you're looking for, whether it's a convenient way to track your spending or the ability to send fast, instant payments.
Almost all Australian banks have a mobile banking app that allows their customers to perform a range of tasks. Here's what the Big Four have to offer.
Michael Todd's tip
If budgeting and expense tracking is important to you, then look for a bank whose app supports this, as not all of them do. Third party budgeting apps are useful but the data they display is usually slightly delayed, whereas a banking app's own budgeting tools have a real-time view of your account.— Michael Todd, Finder crew member
Before you start mobile banking, here's what you should look out for.
Most mobile banking apps need an internet connection to be able to operate, so if you live in a rural area or experience problems with your internet connection, then you won’t be able to access your account. The same applies if your mobile phone runs out of battery.
While most banking apps take into account security in the development of the app, it's still crucial that you observe best practice when using the app. Mobile phone apps can only do so much on their own to ensure you’re secure, such as logging you out after a certain amount of inactivity or making you provide password or SMS codes. If you’re careless about your own security, such as doing your banking on a public Wi-Fi connection, then you risk your details being stolen regardless of how secure a mobile banking app is.
Thriday offers a business bank account and Visa Debit card with no monthly account keeping fees.
ANZ Plus offers a linked everyday and savings account with no monthly account fees. Plus, access digital tools and features to help you budget and save for different goals.
Compare the features of Up's transaction account with ING's to see which will be better for you.
Find out what you need to know about new digital bank Up, including its innovative savings and transaction accounts.
Having a local bank account makes an international student's life easier and even saves them money.
ANZ vs Commonwealth Bank: which bank has the right accounts and services for you? Find out here.
International bank accounts combine a lot of different benefits into one package, so read on to see if opening an international account is right for you.
If you're unsure whether you should press cheque, credit or savings when paying for a purchase, here’s how to know which button to select.
When you bank with Smart Access, you are given a multitude of free ways to manage your everyday spending.
Want to withdraw cash without your card? Learn what cardless cash options are offered with NAB, ANZ, Westpac and CBA.
do the commonwealth bank and westpac telephone banking apps work on a blackberry classic
Hi Tony,
Thanks for your question.
Unfortunately at this point in time Commonwealth Bank and Westpac don’t have mobile apps working with Blackberry.
I have a bank account (A Chequing & e-advantage savings)with CIBC.
I recently had to report my visa debit card lost which my Bank then canceled unfortunately I found it too late and the cancelation of my card was unreversable.
I am unable to go into my branch to get a replacement card as I am out of town for a few weeks, as well have no forms of Identification asy purse was in the back of my girlfriends vehicle which was recently stollen (like I needed to lose ALL of my ID on top of everything else).
My question is how can I or am I still able to utilize my money in my bank account that IS available to me in anyway? I hope there is a possible form of transaction that can take place for me to be able to have access to MY money either through a Transfer to an email or person with security measures if course. Will or Can u aid me in this request?
Sincerely, Elizabeth
Hi Elizabeth,
Thanks for your question and we’re sorry to hear about your situation.
Please note that finder.com.au is an Australian comparison and information service.
Unfortunately you’ll need to speak to CIBC (phone or in person) about your options in regards to accessing your account. They may be able to organise an emergency cash transfer for you.
Cheers,
Shirley