Latitude Financial Services offer a range of services such as personal loans, insurance and retail finance. The turnaround time for their personal loan loan is fast, but the interest rates are personalised. They are based on your current financial situation, residency, assets, employment and your credit score. This means that if your credit score is excellent, you will get a lower rate, but if your score isn’t perfect, you can expect to pay more interest. They offer both fixed and variable interest rate loans, both with the choice of being secured or unsecured. Interest rates for fixed rate loans range from 9.49% p.a. to 29.99% p.a. Their variable rate loans range from 9.49% p.a. up to 29.99% p.a.
Compare Latitude Personal Loans
- Unsecured personal loan. Use this loan for a variety of reasons, including home renovation, weddings or even a number of smaller purchases. You can borrow from $5,000 and take up to 7 years to repay what you borrow.
- Secured car loan. If you're looking to purchase a vehicle, you may want to consider their secured car loan. This loan comes with a more competitive fixed rate of 9.49% p.a.
Features and benefits of a Latitude Personal Loan
- Flexible repayment frequency. You're able to make weekly, fortnightly or monthly repayments depending on what best suits your budget.
- Additional repayments. Make extra repayments whenever you can afford it to shorten the repayment period and save on interest.
- Loan term. Their personal loans offer a repayment period of up to 7 years.
What other products does Latitude Financial Services offer?
- Credit cards. Latitude offers four types of credit cards to suit the needs of different account holders. There are cards that are designed to maximise rewards, give extended interest-free periods and charge no annual fees. If you just want a basic credit card, Latitude can offer that as well.
- Insurance. The company offers travel insurance, car insurance and credit card insurance. Each insurance product provides comprehensive coverage.
How you can apply for a personal loan from Latitude Financial Services
Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:
- Be at least 18 years of age
- Be a permanent Australian resident
- Earn a regular income of at least $25,000 p.a.
- Have a good credit history over the past five years
- Not have been declared bankrupt in the past seven years
Have the following details on hand to complete your application:
- Proof of your ID, such as your driver's licence, passport or Centrelink/pension card
- Two of your most recent payslips or if you're self-employed, two of your most recent tax returns/financial statements
- Details of your income, assets, and employment
The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.
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Ask a question
Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com
Hi Thanh,
This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.
Hope this helps!
How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley