Dental care is just as important for your pets as for you. Look, maybe not AS important, but still.
Tooth related costs for your pets are genuinely as expensive as for people though. Real spenno.
Pet insurance can help with that though, which is rad. Check out policies that cover pet dental below.
Compare pet insurance policies that cover dental
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Why compare pet insurance with Finder?
You pay the same price as buying directly from the pet insurer.
We're not owned by an insurer (unlike other comparison sites).
We don't ask for your phone or email.
We've reviewed over 35 policies on the market, so you don't have to.
Does pet insurance cover dental?
Yes, here's how pet insurance covers dental:
Dental illness cover
This can help pay for dental illnesses your dog or cat has such as gingivitis, abscesses and tooth removal. It's often only available as an add-on. Only a handful of insurers offer this type of cover and, in most cases, you'll see it referred to as dental illness cover.
Routine care
Routine care is usually an optional add-on with most pet insurance policies and covers your pet for some basic preventative treatments like teeth cleaning. It also covers things like desexing, general health checks and vaccinations, but it doesn't cover dental illnesses.
What does pet dental insurance cover?
Pet dental insurance policies can cover you for the following:
Gingivitis
Abscesses
Tooth removal
Dental diseases resulting from infection
Retained deciduous teeth
Cavities
Tooth fracture
These are some of the most common inclusions, but make sure you read the "What's Covered" section of the PDS to find out exactly what the policy you're looking at includes.
Also, there's normally a waiting period before you can claim for dental benefits, and this can be as long as 2 years, so make sure you take out pet insurance sooner rather than later. You can compare pet insurance waiting periods here.
Odontoclastic resorptive lesions (one of the most common dental issues in cats)
Other oral treatments not listed above
While you won't be covered for these procedures, routine care can cover preventative treatments like teeth cleaning so that there's less chance of your furry friend developing more serious mouth problems. If you want to get cover for routine care, it's sometimes included with comprehensive pet plans or can be added on to your policy.
Why you can trust Finder's pet insurance experts
You pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.
You save time. We spend 100s of hours researching pet insurance so you can sort the gold from the junk faster.
You can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.
Pet dental insurance FAQs
Dogs are prone to similar dental diseases and problems as humans, but they can't tell you when there's a problem so it could well be worth getting dental insurance.
An annual dental check-up for your dog can identify problems such as tooth decay and gingivitis early, preventing your dog from suffering a lot of pain and saving you heaps in vet bills.
Yes, you don't usually need dental pet insurance for teeth cleaning, though. Most policies will cover you under routine care – this generally includes teeth cleaning.
Yes, they can be. Pet insurers can cover removal of teeth where medically necessary. This can include reasons such as dental disease arising from infection, cavities or tooth fractures.
Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio
Gary Ross's expertise
Gary Ross has written 718 Finder guides across topics including:
If you've got a furry friend in your life, it's important that you consider desexing them. Desexing animals has a range of benefits and best of all, pet insurance covers it. Read on to learn more.
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